Tag archive for "Financial Aid"

Diversity, First Generation Students

Taking a College Tour as a First-Generation Student

No Comments 14 April 2017

As a first-generation college student, a campus visit is a vital part of the college process. This will be your first opportunity to get a taste of what life is like on that campus. Make sure you ask the right questions so you are truly informed. Here are some topics to hit on during your college admissions tour.

Prepare Ahead of Time

As a first-generation student, you might fall in a minority of incoming college students. That means that the campus visit might not be tailored to someone like you. Make a list of questions ahead of time so that you can find out about information that is important to you. Your tour guide is a current student on the campus and they will be a great resource for any questions you may have,

On-Campus Resources

Being the first in your family to attend college can be overwhelming, so it would be a good idea to find support services geared toward students like you. Statistics show that first-generation students often need more support because most do not have parental support. Ask your tour guide to put you in touch with an admissions counselor so you can ask about programs, guides or other resources for first-generation students.

Financial Aid

The price of college can be shocking to first-generation students. You need to make sure you can afford the college you want to attend. Try to tailor your campus visit so it is focused more on financial aid and not just admissions. Find time to meet with a financial aid counselor who can explain every fee that goes into the cost of attendance and any financial aid options that might be available to you.

Seek Out the True Freshman Year Experience

As a first-generation student, you won’t have the wisdom of you parents to share what the first year of college is really like. Admissions tours typically cover new and state-of-the-art buildings on campus, which freshmen typically do not spend time in. Ask your tour guide to show you building where you will actually have classes. If it’s possible, ask in advance to sit in on a freshman class to get the true experience.

Money, Scholarships

Scholarships for Hispanic Students

No Comments 03 April 2017

Scholarships aren’t always based on academics – some celebrate a person’s heritage. Take a look at these scholarships for students of Hispanic descent.

HACU IES Abroad Diversity Scholarship – This scholarship is for students attending Hispanic-Serving institutions that are members of Hispanic Association of Colleges and Universities (HACU). The scholarship award amount typically ranges between $2,500 and $5,000. Applicants must hold a minimum 3.3 GPA.

CORE Que Llueva Cafe Scholarship – Undocumented students of Chicano/Latino descent are eligible for this scholarship. The scholarship award amount typically is $500.

Latinos in Technology Scholarship – This scholarship is for students of Hispanic descent who have a declared major in and have been accepted into a STEM program. Students must hold a minimum 2.5 GPA. The award amount for this scholarship typically is $10,000.

La Unidad Latina Foundation Scholarships – College students of Hispanic descent are eligible for this scholarship. The scholarship award amount typically ranges between $500 and $1,000.

Cascajal Foundation Scholarship – This scholarship is for graduating high school students from Houston who are of Columbia descent. Applicants must hold a minimum 2.0 GPA and submit an essay with their application. The award amount for this scholarship typically is $500.

MillerCoors National Scholarship – Incoming college juniors and seniors of Hispanic descent are eligible for this scholarship. Applicants must be studying an eligible major, see website for details. The typical award amount for this scholarship is $3,000.

Danny Gutierrez Memorial Scholarship – This scholarship is for students of Hispanic descent who are studying electronics and/or engineering and need financial assistance to attend college. The award amount for this scholarship varies.

NSHMBA Foundation Scholarship Program – To qualify for this scholarship, applicants must be NSHMBA members and of Hispanic descent. Students must hold a minimum 3.0 GPA. The award amount for this scholarship typically ranges between $2,500 and $10,000.

Rixio Medina & Associates Hispanics in Safety ScholarshipStudents of Hispanic descent pursuing a degree in occupational safety and health or a closely related field are eligible for this scholarship. The award for this scholarship typically is $4,000.

Great Minds in STEM / HENAAC Scholars Program – This scholarship is for students of Hispanic origin who participate in and promote organizations and activities in the Hispanic community. The award amount for this scholarship typically ranges between $500 and $10,000.

Diversity, First Generation Students, Low Income Students

Spotlight on Chicago Scholars

No Comments 28 March 2017

Chicago Scholars is an organization that supports academically ambitious students who are first-generation college students and/or come from low-income households. This organization provides support to its participants during the three transitional periods that typically are the most difficult for first-generation students: the transition from high school to college, the years spent navigating college and the transition from college to career.

Students come from 88 high schools across the Chicago area and 84 percent of program participants from the class of 2021 are first-generation college students. About 91 percent of participants are students of color, with 96 percent of participants attending Chicago Public School high schools.

The first phase of the Chicago Scholars program, College Access: Launch, takes place the summer before a participant’s senior year of high school. This portion of the program allows students to receive help with the college application process, find a best match-fit college and begin to build leadership skills. Scholars are matched with an experienced college counselor who will mentor them for eight one-on-one sessions and guide them through college access workshops.

In October, students have the opportunity to participate in the Onsite Admissions Forum. Chicago Scholars’ more than 175 partner colleges come to Chicago to meet with Scholars and other qualified students from Chicago community-based organizations. Program attendees have the chance to interview with up to six of their best fit colleges, with many students receiving admissions decisions and merit aid scholarships that day.

Scholars begin the College Persistence: Lift portion of the program during their transition to college. Students are exposed to experiential learning, supportive relationships and leadership development so they will be empowered to be confident and self-efficient individuals in college. Participants can participate in a retreat and connect with a peer mentor to help them get through their first year of college.

The final portion of this program, College to Careers: Lead, provides Scholars with career planning and leadership development training that allows them to successfully move into the workforce. Students can participate in workshops and one-on-one training that allow them to explore career paths, write strong résumés and build interview and networking skills.

College Greenlight is a vital part of Chicago Scholars’ counseling and scholarship search process. Program participants learn about College Greenlight through workshops and they are encouraged to create profiles to assist them in meeting their scholarship application goals.

Chicago Scholars aims to create a supportive community and provide access to college resources that students might not have otherwise. If you are a college admissions representative and want to connect with this organization, email Rachel Accavitti at raccavitti@chicagoscholars.org.

Money, Scholarships

Scholarships for Students with Average GPAs

No Comments 27 March 2017

Students with average GPAs are as capable of winning scholarships as students with high GPAs. Take a look at this list of scholarships for students with GPAs ranging from 3.0 to 3.5.

Thermo Scientific Antibody Scholarship Program – This scholarship is for undergraduate and graduate students with a declared major of biology, chemistry, biochemistry or a related life science field. Applicants must hold a minimum 3.0 GPA. The award amount for this scholarship typically ranges between $5,000 and $10,000.

The Sara Scholarship – This scholarship is for female high school seniors who actively engaging in golf. The typical award amount for this scholarship is $2,000. Applicants are required to hold a minimum 3.2 GPA.

Islamic Scholarship Fund (ISF) Scholarships ­– These scholarships are for Muslim students majoring in an ISF-supported field of study. Students must hold a minimum 3.0 GPA. The award amount for this scholarship typically ranges between $2,000 and $5,000.

AlgaeCal Health Scholarship ­– Applicants must submit a 750-word essay on a healthcare. The award amount for this scholarship typically is $1,000. Students must hold a minimum 3.0 GPA.

Inspire Our Future Scholarship ­– Students studying education or teachers looking to continue their education are eligible for this scholarship. Applicants must hold a minimum 3.50 GPA. The award amount for this scholarship typically is $2,500.

Women in Technology Scholarship (WITS) ­– This scholarship is for female students planning on a career in information technology or a related field. The scholarship award amount typically is $2,500. Applicants are required to hold a minimum 3.0 GPA.

Golden Key Undergraduate Achievement Scholarship – Golden Key members currently enrolled in an undergraduate degree program are eligible for this scholarship. Applicants must hold a minimum 3.5 GPA. The award amount for this scholarship typically is $5,000.

Cory L. Richards Memorial Scholarship Program – This scholarship is for student pursuing an advance degree in public policy or public health. The award amount for this scholarship typically is $15,000. Students must hold a minimum 3.0 GPA.

HACU IES Abroad Diversity Scholarship – Students attending Hispanic-Serving institutions that are members of Hispanic Association of Colleges and Universities (HACU) are eligible for this scholarship. Applicants must hold a minimum 3.3 GPA. The scholarship award amount typically ranges between $2,500 and $5,000.

Blacks at Microsoft Scholarships – This scholarship is for African-American high school students who demonstrate a passion for technology. The award amount for this scholarship typically is $5,000. Applicants are required to hold a minimum 3.3 GPA.

Admissions, Choosing A School, Diversity, Low Income Students

Best Colleges for Low-Income Students

No Comments 24 March 2017

Finding an affordable but high-quality college can be challenging for low-income and first-generation students. This article presents lists of public and private 4-year colleges, all of which have a low net price and a high graduation rate for low-income students.

Not only are these colleges affordable for low-income students, but the students are likely to graduate with an affordable amount of debt.

Recommendations

Students should consider a variety of colleges before they begin the application process. Historically, students from low-income backgrounds have applied to too few colleges, often enrolling at institutions that are not a good academic, social and financial fit. This leads to suboptimal outcomes like low retention and graduation rates and high debt. Students should cast a wide net. Look at private and public institutions, in-state and out-of-state schools, and small and large colleges. Students should be encouraged to learn about colleges and universities you have never heard of before.

Every low-income student should consider their in-state public colleges, as those institutions will often be the most affordable option. In-state public colleges are also a good option because low-income students tend to choose colleges that are close to home. Students may be able to save on college costs by living at home with their families instead of on a college campus.

The net price for public colleges is based on the in-state tuition rates. The net price for out-of-state students may be much higher.

Low-income students should also consider private colleges with low net prices and high graduation rates. In some cases, generous private colleges can have a lower net price than some in-state public institutions.

For both public and private colleges, students should aim to have total student loan debt at graduation that is less than their annual starting salary. If total student loan debt is less than annual income, the student should be able to repay his or her student loans in ten years or less.

Methodology

The lists of public and private colleges were identified using a combination of two factors:

  • Affordable. Affordability was based on the one-year net price for students with a family income of $0 to $30,000, using data from the 2013-14 Integrated Postsecondary Education Data System (IPEDS). The net price is the discounted sticker price, the costs that remain after subtracting average grants, scholarships and other gift aid from the total cost of attendance. Only colleges with a net price under $12,500 were included.
  • Good Outcomes. Outcomes were based on the 6-year graduation rates for Federal Pell Grant recipients, using data from the Education Trust. The Federal Pell Grant is the largest need-based grant program, awarded mostly to low-income students. Only colleges with 6-year graduation rates of 50% or more were included. This ensures that low-income students at these colleges are more likely to graduate than not.

Some colleges were omitted because the Pell Grant recipient graduation rate data were not available. Examples include Brigham Young University – Provo, Columbia University in the City of New York, Cooper Union and Harvard University.

Several colleges with a reputation for serving low-income students did not satisfy the selection criteria because their net price for low-income students was too high.

We present the lists of recommended public and private colleges in two separate articles.

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