Tag archive for "tuition"

Admissions, Choosing A School, Diversity, Low Income Students

Best Colleges for Low-Income Students

No Comments 24 March 2017

Finding an affordable but high-quality college can be challenging for low-income and first-generation students. This article presents lists of public and private 4-year colleges, all of which have a low net price and a high graduation rate for low-income students.

Not only are these colleges affordable for low-income students, but the students are likely to graduate with an affordable amount of debt.

Recommendations

Students should consider a variety of colleges before they begin the application process. Historically, students from low-income backgrounds have applied to too few colleges, often enrolling at institutions that are not a good academic, social and financial fit. This leads to suboptimal outcomes like low retention and graduation rates and high debt. Students should cast a wide net. Look at private and public institutions, in-state and out-of-state schools, and small and large colleges. Students should be encouraged to learn about colleges and universities you have never heard of before.

Every low-income student should consider their in-state public colleges, as those institutions will often be the most affordable option. In-state public colleges are also a good option because low-income students tend to choose colleges that are close to home. Students may be able to save on college costs by living at home with their families instead of on a college campus.

The net price for public colleges is based on the in-state tuition rates. The net price for out-of-state students may be much higher.

Low-income students should also consider private colleges with low net prices and high graduation rates. In some cases, generous private colleges can have a lower net price than some in-state public institutions.

For both public and private colleges, students should aim to have total student loan debt at graduation that is less than their annual starting salary. If total student loan debt is less than annual income, the student should be able to repay his or her student loans in ten years or less.

Methodology

The lists of public and private colleges were identified using a combination of two factors:

  • Affordable. Affordability was based on the one-year net price for students with a family income of $0 to $30,000, using data from the 2013-14 Integrated Postsecondary Education Data System (IPEDS). The net price is the discounted sticker price, the costs that remain after subtracting average grants, scholarships and other gift aid from the total cost of attendance. Only colleges with a net price under $12,500 were included.
  • Good Outcomes. Outcomes were based on the 6-year graduation rates for Federal Pell Grant recipients, using data from the Education Trust. The Federal Pell Grant is the largest need-based grant program, awarded mostly to low-income students. Only colleges with 6-year graduation rates of 50% or more were included. This ensures that low-income students at these colleges are more likely to graduate than not.

Some colleges were omitted because the Pell Grant recipient graduation rate data were not available. Examples include Brigham Young University – Provo, Columbia University in the City of New York, Cooper Union and Harvard University.

Several colleges with a reputation for serving low-income students did not satisfy the selection criteria because their net price for low-income students was too high.

We present the lists of recommended public and private colleges in two separate articles.

Admissions, Choosing A School, Diversity, Low Income Students

Best Public Colleges for Low-Income Students

No Comments 24 March 2017

The 123 public colleges that satisfy the selection criteria enroll a total of 2,015,267 total undergraduate students, including 603,852 Federal Pell Grant recipients (30%). The average net price is $8,984, ranging from $3,364 to $12,464. The 6-year graduation rate for Federal Pell Grant recipients is 63%, ranging from 50% to 88%.

The colleges are listed in alphabetical order.

Best Public Colleges Percentage
Pell Grant
Recipients
Net Price for
Low-Income Students(AGI $0 to $30,000)
6-Year
Graduation Rates for
Pell Grant Recipients (2013)
Appalachian State University 26% $7,671 63%
Ball State University 35% $9,260 51%
California Polytechnic State Univ. – San Luis Obispo 20% $10,611 56%
California State Polytechnic Univ. – Pomona 44% $6,984 51%
California State University – Fullerton 41% $3,364 50%
California State University – Long Beach 47% $5,549 54%
California State University – Stanislaus 58% $3,794 53%
Central Michigan University 35% $10,753 60%
Citadel Military College of South Carolina 24% $11,417 59%
Clemson University 18% $11,253 74%
College of William and Mary 12% $5,136 86%
Colorado State University 26% $10,449 56%
CUNY Bernard M Baruch College 45% $5,318 69%
CUNY College of Staten Island 45% $7,635 51%
CUNY Queens College 38% $4,207 58%
Dakota State University 24% $11,029 52%
East Carolina University 32% $10,257 52%
Fitchburg State University 34% $9,897 53%
Florida International University 58% $9,039 53%
Georgia Institute of Technology 19% $6,138 78%
Grand Valley State University 36% $11,530 62%
Illinois State University 26% $11,958 63%
Indiana University – Bloomington 19% $4,855 64%
Iowa State University 23% $8,721 58%
James Madison University 13% $11,154 77%
Longwood University 23% $11,651 56%
Louisiana State University 20% $5,692 58%
Massachusetts College of Liberal Arts 45% $10,364 53%
Massachusetts Maritime Academy 19% $5,159 57%
Michigan State University 24% $6,434 72%
Michigan Technological University 27% $8,056 61%
Missouri University of Science and Technology 26% $10,832 56%
New College of Florida 29% $6,411 66%
New Jersey Institute of Technology 39% $11,445 57%
North Carolina State University at Raleigh 22% $6,451 70%
North Dakota State University 23% $11,272 50%
Northern State University 23% $11,757 52%
Ohio State University 22% $10,566 74%
Oklahoma State University 29% $9,630 55%
Purdue University 21% $7,153 59%
Radford University 28% $11,448 59%
Ramapo College of New Jersey 25% $9,805 60%
Salisbury University 22% $8,468 66%
San Diego State University 40% $6,980 63%
Sonoma State University 30% $10,077 53%
Southern Connecticut State University 35% $10,835 51%
St Mary’s College of Maryland 15% $4,827 64%
Stony Brook University 35% $8,770 70%
SUNY at Albany 37% $10,515 67%
SUNY at Binghamton 27% $10,585 75%
SUNY at Buffalo 28% $10,146 66%
SUNY at Fredonia 35% $10,190 60%
SUNY at Geneseo 23% $9,704 71%
SUNY College at Brockport 41% $8,747 66%
SUNY College at Cortland 27% $10,442 65%
SUNY College at New Paltz 28% $8,551 69%
SUNY College at Oneonta 29% $8,507 59%
SUNY College at Plattsburgh 35% $8,366 54%
SUNY College at Purchase 32% $12,423 59%
SUNY College of Environmental Science and Forestry 27% $11,586 73%
Texas A & M University 22% $4,304 72%
Texas Tech University 29% $9,733 50%
The College of New Jersey 18% $6,910 73%
The Evergreen State College 44% $9,951 60%
The University of Tennessee 30% $8,770 54%
The University of Texas at Austin 27% $10,696 70%
The University of Texas at Dallas 35% $8,471 55%
Towson University 25% $9,034 54%
Truman State University 19% $7,798 62%
University of Arizona 33% $11,562 53%
University of California – Berkeley 32% $8,607 88%
University of California – Davis 43% $10,492 75%
University of California – Irvine 43% $8,532 87%
University of California – Los Angeles 36% $8,027 86%
University of California – Merced 60% $8,720 59%
University of California – Riverside 56% $9,678 68%
University of California – San Diego 43% $8,362 84%
University of California – Santa Barbara 38% $10,190 79%
University of California – Santa Cruz 45% $10,862 71%
University of Central Florida 38% $10,637 64%
University of Delaware 12% $10,643 80%
University of Florida 32% $7,207 81%
University of Georgia 24% $8,558 72%
University of Hawaii at Manoa 31% $7,506 57%
University of Illinois at Chicago 49% $9,663 54%
University of Illinois at Urbana-Champaign 20% $7,801 78%
University of Iowa 19% $8,584 60%
University of Maine at Fort Kent 32% $9,912 52%
University of Maryland – Baltimore 27% $11,501 61%
University of Maryland – College Park 19% $6,938 75%
University of Massachusetts Amherst 25% $11,064 66%
University of Massachusetts – Lowell 30% $10,718 52%
University of Michigan – Ann Arbor 16% $5,470 82%
University of Michigan – Dearborn 43% $8,483 56%
University of Minnesota – Duluth 24% $8,312 52%
University of Minnesota – Morris 29% $8,797 55%
University of Minnesota – Twin Cities 22% $8,650 63%
University of Mississippi 30% $10,898 51%
University of Nebraska – Lincoln 20% $11,395 58%
University of North Carolina at Asheville 32% $8,127 52%
University of North Carolina at Chapel Hill 21% $3,823 86%
University of North Carolina at Charlotte 40% $8,307 53%
University of North Carolina at Greensboro 44% $7,923 52%
University of North Carolina – Wilmington 28% $10,912 65%
University of Northern Iowa 27% $10,283 60%
University of Oregon 26% $12,083 56%
University of South Florida 41% $6,735 62%
University of Utah 32% $11,640 61%
University of Vermont 19% $10,742 73%
University of Virginia 12% $9,615 84%
University of Washington – Bothell 35% $7,304 69%
University of Washington – Seattle 25% $7,054 77%
University of Wisconsin – Eau Claire 27% $8,695 58%
University of Wisconsin – La Crosse 23% $9,225 64%
University of Wisconsin – Madison 15% $9,235 73%
University of Wisconsin – Platteville 31% $9,518 51%
University of Wisconsin – Stevens Point 34% $8,295 54%
Virginia Military Institute 15% $5,129 77%
Virginia Polytechnic Institute and State University 17% $12,446 78%
Washington State University 33% $10,296 59%
Western Michigan University 40% $12,464 53%
Western Washington University 26% $8,762 65%
Westfield State University 26% $11,181 54%

Take a look at this list of best private colleges for low-income students.

Resources

Foster Youth Lack Access to College

No Comments 15 November 2016

According to a report from the Education Commission of the States, Strengthening Policies for Foster Youth Postsecondary Attainment, only 3 percent of the 415,000 children in foster care will ever graduate college with a Bachelor’s degree, compared with 32.5 percent of the U.S. population aged 25 and older. Only 46 percent of foster youth graduate from high school, compared with 88.4 percent of the U.S. population aged 25 and old.

There have been some improvements in financial aid for foster youth. The Foster Care Independence Act of 1999 established the John H. Chafee Foster Care Independence Program (CFCIP). The Education Training Vouchers program was added to CFCIP in 2002. The 2008 Fostering Connections to Success and Increasing Adoptions Act (FCA) also improved college access for foster children. Changes were made to the Free Application for Federal Student Aid (FAFSA) in July 2009 to help foster children.

The Education Training Voucher (ETV) program provides up to $5,000 per year for college students who are in foster care, were adopted from foster care after reaching age 16, or aged out of foster care. They must have obtained a high school diploma or GED, reapply annually and maintain satisfactory academic progress. The funds are available for enrollment in a 2-year or 4-year college or university or for enrollment in accredited vocational and technical training programs. Eligible students may receive grants for up to five years or until they reach age 23. Apply through your state’s Child Welfare Agency. Some state programs are administered by Foster Care to Success.

The Free Application for Federal Student Aid (FAFSA) considers students to be independent if they were in foster care at any time after reaching age 13. These students are considered to be independent even if they were adopted at age 13 or older. The FAFSA also includes other questions designed to identify foster children so that they can be directed to resources available to them.

There are also scholarships and tuition waivers available to foster children. The state tuition waivers usually involve just tuition and not other costs, such as textbooks and living expenses.

The report from the Education Commission of the States made several recommendations for helping foster children pursue a college education:

  • Expand foster care to cover students beyond age 18 who are enrolled in college
  • Eliminate tuition waiver requirements that are particularly challenging for foster children, such as requirements for financial contributions, volunteer service or maintaining a higher GPA than is required for federal student aid
  • Standardize eligibility criteria across states, with regard to age, deadlines, types of colleges, etc.
  • Expand state tuition waivers to cover other costs, such as textbooks, housing, transportation and childcare.


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